The 4 Essential Elements:

Retirement Planning

Our unique and proprietary systems and services will take you from where you are today to your Financial Independence Day so you can begin to live the life you really want.  Select any of the headings below to learn more about them now.

  • The 4×4 Financial Independence Plan sm
  • The Smart Social Security Benefits Maximizer/Retirement Healthcare Expense Estimator sm
  • The 401k Supercharger sm
  • The Home Equity Acceleration Plan – H.E.A.P.
  • College Planning
  • Consulting

Educational Articles

The material in this section is designed to help you both grow and maintain your Retirement Plan so you can Live more independent!

Audit-Proof Your Real Estate Professional Time

The qualifications for Real Estate Professional are fairly complex.  The benefits of becoming qualified as a Real Estate Professional, however, are generally well worth the effort. One of the qualifications of a Real Estate Professional is based on the time spent...

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How To Materially Participate in Real Estate

The qualifications for Real Estate Professional are fairly complex.  The benefits of becoming qualified as a Real Estate Professional, however, are generally well worth the effort. One of the qualifications of a Real Estate Professional is based on the "Material...

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Seeing The Future

Helping my clients to plan for their retirement (or Financial Independence as I prefer to call it) is complicated.  No one knows what the future will hold, however, funding your lifestyle almost always takes more money than one thinks.  In fact one of my favorite...

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Cybersecurity Monthly Update-June 2015

Cybersecurity Monthly Highlights   · The EMV Switch · Savvy Cybersecurity Threat Spotlight #1: Phishing · Emerging Threats · Cybersecurity Shorts · Software Updates · New threats against "elite" credit cards · Warnings about insecure apps in the Apple App Store ·...

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The Complete College Funding Matrix

College is expensive and, luckily, there are many, many ways to save on the associated costs.  There are also a number of ways to save for college expenses and to fund them even if you are starting late in the game.  Below is a list of ideas to consider. Ways To Save...

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Bad Advisors-How To Detect Them and How To Avoid Them

Written by attorney, Roccy DeFrancesco J.D., CWPP, CAPP, CMP and the founder of The Wealth Preservation Institute, his book “Bad Advisors” will not only confirm your suspicions about your current and past financial advisors, it will also reaffirm why you should likely...

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10 Tips For Maximizing Financial Aid

Financial Aid, scholarships, gifts, grants, stipends, they call all be free money and dramatically reduce the cost of an education.  They can be the holy grail of college education funding.  That said, most of our students are not walk-on athletes or Rhodes Scholars. ...

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Planning a Debt-Free College Education

  With graduation from high school coming soon, I thought it would be appropriate to publish some articles about paying for college.  Yes, college is very expensive and knowing how to minimize those costs and maximize the benefits can have a huge impact on "your"...

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Key Financial Data-2015

  Do you want a quick resource for income tax tables, deduction and contribution limits, virtually all important financial data in one place?  Then download this FREE Key Financial Data page and pass this link along to all your friends, family and associates....

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