by Randy Luebke | Aug 24, 2021 | 3-Estate Planning, Annuities, Blog Posts, Financial Edification, Life Insurance, Long-term Care Insurance, Newsletter, Products, The 4x4 Financial Independence Plan
Estate Planning Tax Free Discount on Your Estate Tax Liability If you have or will have an estate tax liability . . . watch this short video to learn how you avoid IRS seizure and liquidation of your assets, while paying the minimum estate tax with a tax free...
by Randy Luebke | May 24, 2021 | Annuities, Blog Posts, Financial Edification, Life Insurance, Long-term Care Insurance, Newsletter, Products, The 4x4 Financial Independence Plan
How Safe Is My Money with a Life Insurance Company vs. a Bank? Many times we are asked, “Is my money safe with an insurance company?” It’s a legitimate question. After all, you are entrusting your money to an insurance company for 10, 20, 30 years or more, and even...
by Randy Luebke | Feb 3, 2017 | 1-Financial Independence Planning, 3-Establish Reserves, Annuities, Blog Posts, Financial Edification, Insurance, Life Insurance, Long-term Care Insurance, Products, The 4 Sequential Steps, The 4x4 Financial Independence Plan
Establishing significant liquid cash reserves is the 3rd step of the 4x4 Financial Plan and, frankly, it could easily have been the 1st step as it is so critical to the success of your achieving and maintaining your Financial Independence. Why? We need...
by Randy Luebke | Mar 22, 2016 | 1-Financial Independence Planning, 1-Optimize Everything, 2-Asset Protection, 4-Invest for Independence, Annuities, Blog Posts, Financial Edification, Products, The 4 Essential Elements, The 4x4 Financial Independence Plan
Certificates of deposit (CDs) are intended for the ultra-conservative investor. Why are they appealing to so many? They are touted as the “safe” investment option with essentially no risk as they are not tied to the stock market. However, how “safe” are they really...
by Randy Luebke | Jul 3, 2015 | 1-Financial Independence Planning, Annuities, Blog Posts, Financial Edification
Helping my clients to plan for their retirement (or Financial Independence as I prefer to call it) is complicated. No one knows what the future will hold, however, funding your lifestyle almost always takes more money than one thinks. In fact one of my favorite...
by Randy Luebke | Jun 8, 2015 | 1-Financial Independence Planning, 2-Asset Protection, 3-Estate Planning, 4-Tax Planning, Annuities, Blog Posts, Bookstore, College Planning, Financial Edification, Life Insurance
Written by attorney, Roccy DeFrancesco J.D., CWPP, CAPP, CMP and the founder of The Wealth Preservation Institute, his book “Bad Advisors” will not only confirm your suspicions about your current and past financial advisors, it will also reaffirm why you should likely...